Terms and Conditions

Introduction

  • This is a legal and binding agreement between you, the user (referred to as “user” or “you”) of the Programs, as defined below, and Spreading Knowledge (together with its subsidiaries, and international affiliates, hereinafter “Spreading Knowledge,” “us,” “we,” or “our” or “the Company”) stating the terms that govern your use of the Platform, as defined below. The website www.spreadingknowledge.in and mobile apps (collectively referred to as the “Platform”) and the information, services and other materials contained therein are provided and operated by Spreading Knowledge. Spreading Knowledge offers curetted and specially designed online education and industry-relevant certification programs and career assistance services (“Programs”).
  • Please read the rules on the Platform (collectively referred to as the “Terms”) that govern how you use the Platform and Programs. These policies include our Terms of Use, Privacy Policy, and others. If you do not agree to these Terms, you are not authorized to use the Programs and any further usage shall be unauthorized. If you accept these Terms in any way or visit the website, you consent, agree, and promise to comply, be bound by, and adhere to the Terms.
  • Each program may have its own set of rules governing refunds, deferrals, and payments, and our corporate clients may have signed individual written agreements with us that, in the event of a conflict, will take precedence over these Terms to the extent of the inconsistency.
  • These Terms shall apply to Spreading Knowledge hosted mobile apps, WhatsApp groups, Facebook groups, Instagram pages, Facebook pages, email/SMS/phone communications and other social media forums hosted by Spreading Knowledge, which shall be deemed to be part of the ‘Platform’ by reference.
  • You acknowledge that certain parts of the Platform, as mentioned above, are provided by third-party service providers, and you agree to abide by their terms and conditions. Spreading Knowledge shall not be responsible for any disruption of services caused by such third-party service providers.
  • We may change these Terms from time to time without prior notice. You should review this page regularly. Your continued use of the Platform and Programs after changes have been made will be taken to indicate that you have read and accepted those changes. You should not use the Platform or Programs if you are not happy with any changes to these Terms.
  • Spreading Knowledge makes no representations that the Platform operates (or is legally permitted to operate) in all geographic areas, or that the Platform, or information, services or products offered through the Platform are appropriate or available for use in other locations. Accessing the Platform from territories where the Platform, or any content or functionality of the Platform or its portions thereof is illegal is expressly prohibited. If you choose to access the Platform, you agree and acknowledge that you do so your own initiative and at your own risk and that you are solely responsible for compliance with all applicable laws.

Payment Terms and Refund Policy

  • Unless otherwise expressly agreed in writing by Spreading Knowledge, full payment for participation in a Program is required at the time of registration. In the case of Programs that include a trial window, such trial window shall be made available only after the full payment. During the trial window, upon a request by the student, and to the satisfaction of Spreading Knowledge, Spreading Knowledge may, in accordance with the applicable refund policy for the particular Program, choose to refund the Program Fees paid, subject to deduction of such applicable charges for including but not limiting to administrative and marketing expenses, as may be decided by Spreading Knowledge from time to time. Once the trial window is closed, there will be no refund allowed for any reason whatsoever. For all the programs, where there is no trial window or preparatory session, refund shall be done in accordance with the terms and conditions of refund policy of the respective program.
  • It is the sole responsibility of the user enrolling into a Program to check the accuracy of, and evaluate the suitability and relevance of, the Program elected. The enrolment into a Program is non-transferable.
  • To make payment for any Program or to purchase any services or products offered by Spreading Knowledge through the Platform, you must have internet access and a current valid accepted payment method as indicated during sign-up (“Payment Method”). Spreading Knowledge does not store any of your credit card information or such other information restricted by the Reserve Bank of India (RBI) for processing payment and has partnered with payment gateways for the payment towards the services. By using a third-party payment provider, you agree to abide by the terms of such a payment provider. You agree that in case Spreading Knowledge’s third-party payment provider stores any such information, Spreading Knowledge will not be responsible for such storage, and it will be solely at your discretion to allow the third party to store such information. Any loss of such information or any loss incurred by you due to the usage of such information will be solely a loss incurred by you, and Spreading Knowledge is in no way liable for any such losses and is neither responsible to reimburse / make good such losses in any manner whatsoever. You also agree to pay the applicable fees for the payments made through the Platform.
  • Spreading Knowledge or its representatives will not ask for OTP or other authentication related information for any purpose, and we urge you to be cautious while making payments and during financial transactions.
  • Failure to pay the applicable Program fee may result in withdrawal of your access to a Program. Depending on where you transact with us, the type of payment method used and where your payment was issued, your transaction with us may be subject to foreign exchange fees or exchange rates. Spreading Knowledge does not support all payment methods, currencies or locations for payment. All applicable taxes are calculated based on the billing information you provide to us at the time of enrolment/purchase.
  • If you have subscribed for a free trial, the free trial period will last for the period of time specified during your sign-up. Free trials may not be combined with certain other offers. If you have subscribed to a particular paid service or product within the last six (6) months, or if your Payment Method, physical address, contact number or email address has been associated with an account for that paid service, you are not eligible to receive a free trial for that service or product. If you begin your subscription with a free trial, you may be ineligible for certain features of a product or service during your free trial period.

Use of Programs

  • Spreading Knowledge reserves the right to cancel or reschedule any Program or live lectures/webinars, or to alter, modify or rearrange the schedule of topics, as well as the point value or weight of assignments, tests, quizzes, exams, projects and other such evaluations of progress. You also understand that Spreading Knowledge, at its sole discretion, may limit, suspend, or terminate your use of the Platform or Programs and/or all Spreading Knowledge-provided services related to the Programs, such as access to Spreading Knowledge coaches or support services, evaluation services, or certifications. You also understand that Spreading Knowledge may modify or discontinue all services related to its Programs at its sole discretion. You agree that Spreading Knowledge shall not be liable to you or to any third party for any such modification, suspension or discontinuance. Nothing in these Terms shall be construed to obligate Spreading Knowledge to maintain and support the Platform or Programs or any part or portion thereof or any associated services.
  • You agree that Spreading Knowledge shall be under no liability whatsoever to you in the event of non-availability of the Platform or any portion thereof occasioned by Act of God, war, disease, revolution, epidemic, riot, civil commotion, strike, lockout, flood, fire, satellite failure, failure of any public utility, man-made disaster or any other cause whatsoever beyond the control of Spreading Knowledge.
  • Subject to the applicable refund policy, if you no longer wish to use any program, you may terminate your participation by giving a prior notice to Spreading Knowledge. Participants of Spreading Knowledge online live lectures and webinars shall be provided access to such classes via email. You agree not to share such access with any third party. If you are unable to attend an online live lecture/webinar, please provide Spreading Knowledge with prior intimation regarding this.
  • You shall be exclusively responsible for obtaining and maintaining any equipment or ancillary services needed to connect to, access, receive or use the Platform, including, without limitation, hardware devices, software, and other internet, wireless, broadband, phone and/or other mobile communication device connection services. You shall be exclusively responsible for ensuring that such equipment or ancillary services are compatible with the Platform, and you shall be responsible for all charges incurred in connection with the use of the Platform and Program in connection with all such equipment and ancillary services.
  • Spreading Knowledge is responsible for providing receipts, written material i.e., notes etc. and participation certificate for all the programs enrolled by the candidate. You agree that such notes or certificate etc. will not be provided again after the course is expired.
  • A candidate enrolled to a specific course once will not be allowed to transfer or shift to another course at any stage. The candidate shall enroll separately for another course he/she wish to pursue.

Educational Partners and Accreditation

  • Spreading Knowledge is NOT a university, but an education service provider, offering Programs in consultation with Indian and International universities, educational institutions, governmental authorities, NGOs, corporates, etc. (each an “Educational Partner”).
  • Admission to the degree/diploma programs of an Educational Partner is separate from being accepted into and/or taking one or more Programs. You agree and acknowledge that nothing in these Terms or otherwise with respect to the use of the Platform or any Program (a) enrolls or registers you in an Educational Partner, or any other school, division, institute or program of or associated with an Educational Partner, and (b) allows you to access or use the resources or receive any benefits or privileges of any Educational Partner, beyond the Programs.
  • Spreading Knowledge may offer a credential or other acknowledgement for participants who have satisfactorily demonstrated mastery of the Program material. The decision to award any such credential acknowledgement to a given participant will be solely at the discretion of Spreading Knowledge. Spreading Knowledge may choose not to offer any credential or other acknowledgement for some Programs. Spreading Knowledge may decide at its sole discretion whether to provide a record concerning a participant’s performance in a Program. The format of any credential or other acknowledgement, and of any performance, provided by Spreading Knowledge relating to Programs will be determined by Spreading Knowledge at its sole discretion and may vary from Program to Program.
  • You will be awarded a certificate of successful completion of a Program (“Program Certificate”) only upon fulfilling the criteria and requirements of Spreading Knowledge and its Educational Partners.
  • If you are taking a Program for academic credit or certification as a student of, or otherwise through, an Educational Partner, any such credit or certification may only be awarded directly by the Educational Partner based on its own policies and procedures, and you may be required by that Educational Partner to be registered or enrolled with the Educational Partner in order to receive credit or certification; and, in any event, Spreading Knowledge will not have any authority or responsibility with respect to any award of academic credit or certification provided by an Educational Partner for a Program.
  • You acknowledge and agree that any Program affiliated with an Educational Partner may be subject to the terms, policies and procedures of the applicable Educational Partner in addition to Spreading Knowledge’s Terms. Without limiting the foregoing, if you are a student registered or enrolled at, or are otherwise attending, an Educational Partner and are taking a Program for credit or certification through that Educational Partner, you acknowledge and agree that (a) the Educational Partner may have its own terms, policies or procedures regarding your eligibility to participate in the Program, your participation in the Program, the requirements or prerequisites for receiving credit or certification for the Program, and/or your educational or student records as they may relate to your participation and performance in the Program, and (b) your educational or student records are maintained by the Educational Partner, including for purposes of assigning credit or certification, and not Spreading Knowledge.

Spreading Knowledge’s Intellectual Property Rights

  • “Content” means any and all information and data, which may include but not be limited to text, software, scripts, graphics, maps, photos, sounds, music, videos, logos, offers, advertisements, interactive features and other materials.
  • The Platform, Programs and related services are owned and operated by Spreading Knowledge and its licensors. All Content or other material available on the Platform or through the Programs, including but not limited to online/live lectures, speeches, video lessons, quizzes, presentation materials, homework assignments, programming assignments, programs, code, and other images, text, layouts, arrangements, displays, illustrations, documents, materials, audio and video clips, HTML and files (collectively “Spreading Knowledge Content”), are the property of Spreading Knowledge and/or its affiliates or licensors, and are protected by copyright, patent and/or other proprietary intellectual property rights under Indian and foreign laws. All software used on the Platform is the property of Spreading Knowledge and is protected by Indian and international copyright laws.
  • Spreading Knowledge logos, trademarks and service marks that may appear on the Platform and in the Program (“Spreading Knowledge Marks”) are the property of Spreading Knowledge and are protected under Indian and foreign laws. All other trademarks, service marks and logos used on the Platforms, Online Courses or Programs, with or without attribution, are the trademarks, service marks or logos of their respective owners. In addition, elements of the Platforms are protected by trade dress and other Indian and international intellectual property laws and may not be copied, reproduced, downloaded or distributed in any way in whole or in part without the express written consent of Spreading Knowledge.
  • As a condition of accessing the Platforms and/or using the Programs, you agree not to (a) reproduce, duplicate, copy, sell, resell or exploit for any commercial purpose any Spreading Knowledge Content or any portion of it thereof, other than as expressly allowed under these Terms; and (b) use the Spreading Knowledge Marks or the name, trademarks, service marks, or other materials of any Educational Partner in connection with, or to transmit, any unsolicited communications or emails or for any other unauthorized purpose.
  • Please verify all Content prior to use. In the event you come across any Content that is incorrect, infringing, offensive, indecent or objectionable, please notify us immediately at the address mentioned at the bottom of this page.
  • Additionally, from time to time Spreading Knowledge (or its third-party service providers, on behalf of Spreading Knowledge) may request users to review Spreading Knowledge Content or beta-test the Platform. The works derived from such activity shall remain the sole and exclusive property of or its third-party service providers, as applicable.

Third-Party Intellectual Property

  • Spreading Knowledge respects third-party intellectual property rights and actively supports protection of all third-party intellectual property including copyrights and trademarks (“IP”). It is our policy to expeditiously respond to clear notices of alleged IP infringement. If we receive proper notification of IP infringement, our response to such notices will include removing or disabling access to material claimed to be the subject of infringing activity.
  • Spreading Knowledge shall not be held liable for the unauthorized use of any third-party IP, and the user that carries out such unauthorized use or infringes any IP available on the Platform shall fully indemnify and hold Spreading Knowledge harmless against any and all claims that may arise as a result of such use.
  • For notices of disputes or claims of copyright or other intellectual property infringement, please connect with us at the address provided at the bottom of this page.
  • There might be trademarks, logos and brand names of other companies including EPs featured or referred on the website (“Third Party IP”).  Use of these names, trademarks and brands or Third Party IP does not imply endorsement. These are the property of their respective trademark holders.
  • You may not use any of these Third Party IP, or any variations thereof, without the owner’s prior written consent. You may not use any of these Third Party IP or any variations thereof, for promotional purposes, or in any way that deliberately or inadvertently claims, suggests or, in the owner’s sole judgment, gives the appearance or impression of a relationship with or endorsement by the owner. Nothing contained on the Platform should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Third Party IP displayed on the Platform without the written permission of the owner of the applicable Third Party IP.

Limited License

  • The services on the Platform are licensed, not sold. In consideration for your agreement to these Terms, Spreading Knowledge grants you a personal, non-exclusive, non-transferable, revocable license to access and use the Platform and Programs, solely in accordance with the Terms. You may download or copy the portions of the Spreading Knowledge Content available on the Platform for your own non-commercial and personal use only, provided you maintain all copyright and other notices contained in such Spreading Knowledge Content. You may not copy, sell, resell, reproduce, publish, modify, transfer, retransmit, distribute, commercially exploit or create derivative works of Platforms, Programs or any Spreading Knowledge Content.
  • Notwithstanding the foregoing, certain reference documents, digital textbooks and articles may be made available to you with the permission of third parties, and use of that information is subject to certain rules and conditions, and you agree to abide by all such rules and conditions.
  • You may not reverse-engineer, decompile, disassemble or otherwise access the source code for any software that may be used to operate the Platform or the Programs. From time to time, Spreading Knowledge may include software, code, instructions, or other such information in the content for the Programs; any such information is provided on an “as-is” basis for instructional purposes only and is subject to the ‘Disclaimer’ and ‘Limitation of Liability’ sections below and other terms herein. Any use of such information for commercial purposes is strictly prohibited. Spreading Knowledge and/or its affiliates and licensors reserve all rights not expressly granted herein to the Platforms, Spreading Knowledge Content, and Spreading Knowledge Marks.

User Conduct Policy

  • Whether you have enrolled in a Program or are simply browsing the Platform, once you have accessed the Platform or Programs, you shall be considered a ‘user’ for the purpose of these Terms. You are responsible for all your activities in connection with the use of the Platform and Programs. You hereby agree to fully comply with all applicable local, provincial, state, national and foreign laws, treaties, and regulations in connection with such use. You shall not resort to any unethical practices while using the Platform.
  • Without limitation, you may not post or transmit, or cause to be posted or transmitted, any communication or solicitation or other “phishing”, “pharming” or “whaling” message designed or intended to obtain password, account, personal information, financial information, confidential information or private information from any user of the Platform or any other third party whatsoever. However, if any such event does take place, Spreading Knowledge shall not be liable for any loss of data or if the user’s device, computer system or any other property is compromised in any manner.
  • You acknowledge and agree that Spreading Knowledge has the right to report any and all such suspicious or illegal activity to the appropriate legal or police authorities without notice to you.
  • During your use of the Platform and Programs, you will:
  • not harass other users, students, attendees, support agents or visitors;
  • not create an atmosphere of disharmony, hostility within student groups;
  • not cheat on any homework assignment or exams for the Program;
  • not post online any secured testing materials;
  • not share solutions to homework assignments or exams; and
  • notify the instructors immediately if you become aware of any other user cheating or breaching these Terms and comply with the requirements of the specific applicable code of conduct, if any, relating directly to a Program into which such user is enrolled.
  • Spreading Knowledge is an intermediary with respect to User Content (defined under ‘User Content’) and any other post or comment or other information uploaded, published, transmitted or updated by you in accordance with Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules 2021 and the laws of any other jurisdiction where Spreading Knowledge would qualify as an intermediary. In furtherance of the same, You should not host, display, upload, modify, publish, transmit, store, update or share any information that:
    • belongs to another person and to which the user does not have any right;
    • is defamatory, libellous, fraudulent, threatening, obscene, indecent, profane, pornographic, paedophilic, invasive of another’s privacy including bodily privacy, discriminating, harmful, insulting or harassing on the basis of gender, libellous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force;
  • is harmful to child;
  • infringes any patent, trademark, copyright or other proprietary rights;
  • violates any law for the time being in force;
  • deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
  • impersonates another person;
  • threatens the unity, integrity, defense, security or sovereignty of India, friendly relations with foreign States, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
  • contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
  • is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person;
  • content that discusses illegal activities, with the intent to commit them;
  • content that you do not have the right to disclose;
  • advertising or any form of commercial solicitation;
  • content related to partisan political activities;
  • content that contains intentionally inaccurate information or that is posted with the intent of misleading others;
  • including but not limited to viruses, Trojan horses, worms, time bombs, cancelbots, or other disabling devices or other harmful components intended to or that may damage, detrimentally interfere with, surreptitiously intercept, or expropriate any system, data, or personal information;
  • content that consists of any high volume, automated, or electronic means to access the Platform (including without limitation robots, spiders or scripts);
  • Content that violates the rights of other users of the Platform; or
  • Content that violates any applicable local, state, national or international law or otherwise advocates or encourages any illegal activity.

Platform Security

  • You are prohibited from violating or attempting to violate the security of the Platform or any other associate Platform of Spreading Knowledge. Violations of system or network security may result in civil or criminal liability. Spreading Knowledge will investigate occurrences that may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations. You agree not to use any device, software or routine to interfere or attempt to interfere with the proper working of this Platform or any activity being conducted on the Platform. You agree, further, not to use or attempt to use any engine, software, tool, agent or other device or mechanism (including without limitation browsers, spiders, robots, avatars or intelligent agents) to navigate or search the Platform other than the search engine and search agents available from Spreading Knowledge on the Platform and other than generally available third-party web browsers (e.g., Google Chrome or Microsoft Explorer).
  • Spreading Knowledge strives to ensure the security of its users and has implemented measures to protect the security of user accounts and related information. However, we cannot guarantee that unauthorized third parties will not be able to breach our security measures.

Disclaimer

  • The Platform and/or Programs may contain typographical errors or inaccuracies and may not be complete or current. Spreading Knowledge, therefore, reserves the right to correct any errors, inaccuracies or omissions (including after an order has been submitted) and to change or update information at any time without prior notice.
  • The Platform, Programs, and any information or Spreading Knowledge Content are provided on an “as is” and “as available” basis with all faults.
  • The user understands and agrees that the Spreading Knowledge Content and all other information, data, or other material downloaded or otherwise obtained through or from the Platform or Programs is obtained at the user’s own discretion and risk, and that the user will be solely responsible for any damage to the user, the user’s computer system, electronic device or any loss of data that results from the download of such material or data.
  • Testimonials, reviews and success stories including but not limited to regarding hike in salary, promotions, etc. appearing on the Platform are individual experiences, reflecting real life experiences of those that have used our products and/or services in some way or another. However, they are individual results and results may vary. We do not claim that they are typical results that consumers will generally achieve. The testimonials are not necessarily representative of all of those who will use our products and/or services.
  • The testimonials, reviews and success stories presented on the Platform are applicable to the individuals writing them and may not be indicative of future performance or success of any other individuals. Spreading Knowledge cannot and does not guarantee results.

Indemnity

  • You agree to indemnify and hold Spreading Knowledge and its Educational Partners harmless from any and all claims, liabilities, damages, losses and expenses, including reasonable attorneys’ fees and costs, relating to or arising out of (a) your use or attempted use of the Platforms or Programs in violation of the Terms; (b) your violation of any law or rights of any third party; or (c) information or Content that you or others post or otherwise make available on the Platform or through any Program, including without limitation any claim of infringement or misappropriation of intellectual property or other proprietary rights.

Miscellaneous Provisions

  • By accepting the Terms through your use of the Platform, you certify that you are 18 years of age or older. If you are under the age of 18 or under the legal age in your jurisdiction to enter into a binding contract, you may use the Platform only under the supervision of a parent or legal guardian who agrees to be bound by the Terms. If you are a parent or legal guardian agreeing to the Terms for the benefit of a child below 18, be advised that you are fully responsible for his/her use of the Platform, including all financial charges and legal liability that he/she may incur. By using the Platform, you represent and warrant that you have the right, authority, and capacity to enter into the Terms and to abide by all of the terms and conditions set forth herein. The Programs are not for the use of individuals under the age of 18 years.
  • Spreading Knowledge may freely transfer or assign any portion of its rights or delegate its obligations under these Terms or any Program specific terms. You shall not transfer or assign, by operation of law or otherwise, any portion of your rights or delegate your obligations under these Terms or any Program-specific terms without the prior written consent of Spreading Knowledge.
  • These Terms or any Program-specific terms shared with you shall be governed by, construed and enforced in accordance with the laws in India, as these are applied to agreements entered into and to be performed entirely within India and without giving effect to any principles of conflict of laws. You agree that any legal lawsuit or other action brought by Spreading Knowledge, you or any third party to enforce these Terms or any Program-specific terms shared with you, or in connection with any matters related to the Platform or Programs, shall be subject only to the jurisdiction of the courts of Mumbai. Where a dispute arises, the parties involved shall make all reasonable efforts to resolve the dispute through good faith negotiations. If efforts to amicably resolve any dispute or claim between the parties are unsuccessful, then such dispute or claim arising out of or in connection with the Terms or any Program-specific terms shared with you, including any question regarding its existence, validity or termination, shall be referred to arbitration under the Arbitration and Conciliation Act, 1956, as amended (“Act”) before a sole arbitrator to be appointed by Spreading Knowledge. The proceedings shall be conducted in English and the seat for arbitration shall be Mumbai.
  • If any provision of the Terms or any Program-specific terms shared with you is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from the other provisions herein, and shall not affect the validity and enforceability of any remaining provisions. Spreading Knowledge shall have no liability under these Terms or any Program-specific terms shared with you, to the extent arising from any failure of Spreading Knowledge to perform any of its obligations under these Terms or any Program-specific terms shared with you, due to any fire, flood, earthquakes, other acts of God, war, civil unrest, terrorism, Internet failures, governmental act or court order, national emergency, strikes or labour disputes or any other event not within Spreading Knowledge’s reasonable control. Spreading Knowledge shall not be responsible for damage or other problems caused by any unauthorized change to these Terms made by way of hacking or cracking this page.
  • The failure of Spreading Knowledge to exercise or enforce any right or provision of the Terms or any Program-specific terms shared with you shall not constitute a waiver of such right or provision. If any provision of the Terms or any Program-specific terms shared with you is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, to the extent that may lawfully be done, and the other provisions of these Terms or any Program-specific terms shared with you, shall remain in full force and effect.
  • These Terms or any Program-specific terms shared with you constitute the entire agreement between you and Spreading Knowledge relating to the matters set forth herein, and shall not be modified except in writing, as posted on the Platforms by Spreading Knowledge or through a specific writing between you and Spreading Knowledge.
  • In the event if you feel that your concern has not been resolved to your satisfaction, you may contact us using the details given at the bottom of this page and we would redress the concern within 30 working days from the date of escalation.

To raise any grievance with us, please refer to the following details.

Any notice or communication that may be required to be given to Spreading Knowledge under these Terms or any Program-specific terms shared with you may be sent by writing or emailing to the following addresses:

Spreading Knowledge,

Add: 108/3282 Pantnagar, Ghatkopar East, Mumbai 400075

Phone: +91 98690 11931

Email ID: contact@spreadingknowledge.in